Lumina Financial Consultants, LLC uses a six-step financial planning process along with sophisticated planning software and detailed financial information to make projections to answer your questions and help you prioritize your goals.
The process begins with you and understanding your financial goals. In this data gathering phase of the financial planning process, attention is focused on collecting data to help determine your starting point on the road to your future goals.
The next steps involves evaluating your current financial situation and providing recommendations to help you achieve your goals.
LuminaFi can help you implement and monitor your plan by providing on-going consultations and investment management services in addition to providing access to a personalized Wealth Management System.
Lumina Financial can help you organize and understand your financial information.
You have financial questions such as:
- How much should I save for retirement?
- How do my investment choices impact my taxes?
- What is the best way to save for college?
- How should I invest my money today to protect my financial future?
- What is the best way to manage my stock options?
- What is the best retirement plan for my business?
LuminaFi can help you answer these questions. Our work together starts with getting organized. We employ sophisticated technology to help you stay organized, updated and prepared to plan for your future. Each client receives a customize portal with updated portfolio information.
Your client portal will be updated daily and includes:
- Budgeting tools to help you track your spending and monitor your progress toward reaching your goals
- Snapshot of your net worth which will be calculated daily
- Your custom secure vault which provides storage for your important financial documents in case you ever need them while you’re on the road
- Awards Manager will give you access to all your travel awards in one location