If you’ve ever wondered about the Lumina Financial’s “alphabet soup” (RIA, CFP, etc.), below are some links to independent organizations who do a good job making sense of all the acronyms.

riaYes, RIA stands for Registered Investment Advisor, but it means a lot more than that. You will experience some important benefits by working with an independent RIA:

  • Tailored advice based on your goals.
  • You know what you’re paying for.
  • Advice for your complex needs.
  • A different kind of relationship.
  • You know where your money is held.

cfpThe “Let’s Make a Plan” site from the CFP Board boasts a wealth of information to help you in your financial journey:

  • Why CFP Certification Matters At Lumina Financial, we have passed a rigorous exam and maintain continuing education because we believe in the power of this certification.
  • Benefits of Financial Planning – What difference can a financial plan make in your life?
  • Steps to Financial Confidence – Looking to improve your financial confidence? This list gives you a great foundation. We can support your efforts through our ongoing advice and recommendations.