Starting to save early means your money has more time to go to work for you. Even if you can only afford to set aside small amounts, compounding earnings can make them really add up. It’s never too late to begin, but as this illustration shows, the sooner you start, the less you may need…

One of the first steps in building long-term financial security is to establish emergency funds  – these are funds that you can tap into in the event you lose your job, you have unexpected expenses due to an accident or illness, and other unplanned expenses.  Katie Bryan with America Saves offers the following tips to…

The Markets Stability ball: A congressional accord on the debt ceiling plus fresh reassurance about Fed policy seemed to outweigh lackluster economic news, helping domestic equities follow through on the previous week’s late rally. The Nasdaq’s week was its best since late October, while the Russell 2000’s gain was the best for any of the…

Happy New Year! It’s time to take action on all those resolutions and therefore, I’m pleased to present the first issue of the LuminaFi Report. The aim of the LuminaFi Report is to provide you valuable information to help you manage your personal finances. I welcome your suggestions and feedback on making this report more…

Here on the east coast the elevated temperatures have many of us thinking about getting away to the beach, or the mountains, or anywhere to escape the heat and enjoy time away from the office.  Before leaving home for your summer escape, remember to secure your valuables and important records.  The IRS provides these helpful…

It’s amazing what happens when you get your financial life straight – your work life just gets easier… and better. Executive Coach Michele Woodward interviews Certified Financial Planner Jeanie Schwarz. Listen to internet radio with WiseWork with Michele Woodward on Blog Talk Radio

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