Whether you’re experiencing a major life transition like divorce, retirement, or the loss of a loved one – you are not alone. Each of us here at Lumina has walked through similar circumstances in our own lives. Together, we have helped hundreds of others successfully navigate these challenges.

We know that right now, money may be the last thing you want to think about. But… we also know that this is an opportunity for you.

Today, you have the chance to make smart choices that empower you, build your self-confidence, and support your goals. The decisions you make now will impact your financial well being and long-term independence.