Lumina Financial Consultants, LLC is an independent, registered investment advisory firm (RIA) that was established to help busy individuals organize, understand, and manage financial resources to achieve their life goals. We take the time to get to know you so that we can better understand and help you define your financial priorities and future goals. We help you gather and organize all the financial details to understand your current financial situation, and then we work with you to establish an individualized plan to guide you toward your future goals.
Lumina Financial Consultants, LLC offers advice and solutions based on proven investment principles and academic research. We offer expert financial planning and investment management guidance that is independent and objective. We are "fee-only" fiduciaries, which means we don’t sell products and must serve the best interests of our clients.
- access to ethical, objective, and competent financial professionals is key to helping you monitor your finances in the context of the overall financial landscape, with your unique circumstances and goals foremost in mind.
- knowledge regarding your financial data empowers you to make good choices and, ultimately, reach your financial goal.
- flexibility in how and when you interact with your advisor and your financial data is important—people with busy lives need solutions to fit their individual time frames.
- a sound financial plan is the starting point for all decisions on resource allocation for wealth creation and preservation, risk management, and achievement of lifestyle goals.
- prudent investment management can be done efficiently and in a low cost manner; achieving good investment results is not a function of security, selection, or timing, but rather of developing an appropriate asset allocation strategy for your unique financial circumstances and goals.
- face-to-face meetings with your advisors are an invaluable tool for helping you navigate the uncertainties of the financial markets.
To learn more about how our values are applied to our practice, click here to read about our services.
For more information, please contact Lumina Financial Consultants, LLC at firstname.lastname@example.org or 571.295.6175.