Lumina Financial Consultants, LLC is an independent, registered investment advisory firm. We serve as fiduciaries for our clients.
Our investment management services include helping you prepare an investment policy statement and a detailed plan based on your objectives and unique financial circumstances. We also provide ongoing investment management and monitoring services using third party custodians such as Charles Schwab and Company, Inc., to hold your investment assets.
The LuminaFi investment philosophy is based on academic research and several decades of experience which show that the best strategy for managing investment risk is to diversify across global market segments. We believe your investment results can improve by employing low-cost investment vehicles and minimizing the impact of taxes on your portfolio. Trying to predict how investment markets will move and use those predictions to time purchases and sells, results in increased risk and higher expenses.
Working with an experienced investment adviser can help you make better choices about managing the risks of investing and thereby improve your long-term results.
Contact us to schedule a free, initial investment consultation.