We are an independent, fee-only, registered investment advisory firm. As such, LuminaFi does not accept fees or compensation based on product sales and is held to a fiduciary standard of care in all client relationships.
LuminaFi investment management services include helping you prepare an investment policy statement and detailed plan based on your objectives and unique financial circumstances. We also provide ongoing investment management and monitoring services using third party custodians such as Charles Schwab and Company, Inc., to hold your investment assets.
The LuminaFi investment philosophy is based on several decades of experience and academic research showing that the best investment strategy uses global diversification strategies to manage risk and return trade-offs. Your net investment results can improve by employing low-cost investment vehicles and minimizing the impact of taxes on your portfolio. We do not believe in trying to predict or time the investment markets — attempting to do so merely adds speculative risk, excessive costs and needless taxes.
Contact us to schedule a free, initial investment consultation.