Lumina Financial Consultants

Should I hire a Financial Professional?

A financial professional can apply his or her skills to your specific needs. Just as important, you have someone who can answer questions about things that you may find confusing or anxiety-provoking.

Financial Planning: Helping You See the Big Picture

Where do you picture yourself in the future? Will you be in a new home, traveling the globe, or planning a big family celebration? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.

The Cost of Waiting

Starting to save early means your money has more time to go to work for you. Even if you can only afford to set aside small amounts, compounding earnings can make them really add up. It’s never too late to

Tips for New Graduates: How to Build a $1,000 Emergency Fund in 10 Months

One of the first steps in building long-term financial security is to establish emergency funds – these are funds that you can tap into in the event you lose your job, you have unexpected expenses due to an accident or

Market Week: February 18, 2014

The Markets Stability ball: A congressional accord on the debt ceiling plus fresh reassurance about Fed policy seemed to outweigh lackluster economic news, helping domestic equities follow through on the previous week’s late rally. The Nasdaq’s week was its best

Keep Tax and Financial Records Safe in Case of a Natural Disaster

Here on the east coast the elevated temperatures have many of us thinking about getting away to the beach, or the mountains, or anywhere to escape the heat and enjoy time away from the office. Before leaving home for your

Interview with Michele Woodward of WiseWork

It’s amazing what happens when you get your financial life straight – your work life just gets easier… and better. Executive Coach Michele Woodward interviews Certified Financial Planner Jeanie Schwarz. Listen to internet radio with WiseWork with Michele Woodward on