Lumina Financial Consultants

Lumina Financial Consultants

Female owned and operated investment advisory firm.

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Lumina Financial Consultants

investment strategy

Coping with Market Volatility: Be Sure to Use Appropriate Benchmarks

Coping with Market Volatility: Be Sure to Use Appropriate Benchmarks

Do you find yourself glued to the daily news reports on market movements wondering about your own savings and investments? Before you make any hasty decisions, be sure you understand how these reports relate — or don’t relate — to your individual portfolio.

Jean Schwarz May 11, 2020May 11, 2020 Investment News Read more

The Uncertainty Paradox

Doubt is not a pleasant condition, but certainty is an absurd one.—Voltaire “The market hates uncertainty” has been a common enough saying in recent years, but how logical is it? There are many different aspects to uncertainty, some that can

Jean Schwarz May 1, 2017 Commentary Read more

The Power of Markets

In 1958, economist Leonard Read published an essay entitled “I, Pencil: My Family Tree as Told to Leonard E. Read.” The essay, narrated from the point of view of a pencil, describes the “complex combination of miracles” necessary to create

Jean Schwarz November 1, 2016 Investment News Read more

Living with Volatility, Again

Volatility is back. Just as many people were starting to think markets only ever move in one direction, the pendulum has swung the other way. Anxiety is a completely natural response to these events. Acting on those emotions, though, can

Jean Schwarz January 12, 2015March 6, 2015 Commentary, Investment News Read more

Geopolitics and U.S. Markets: Global Static or Major Influence?

In this era of hyperconnectivity and a 24/7 news cycle, the U.S. stock market tends to react quickly to geopolitical events. But do these events have a lasting impact on U.S. markets or are they mostly global noise?   Follow

Jean Schwarz October 2, 2014March 6, 2015 Commentary, Investment News Read more

CAPE Fear: Valuation Ratios and Market Timing by Weston Wellington

CAPE Fear: Valuation Ratios  and Market Timing by Weston Wellington

As broad market indices such as the S&P 500 have set new record highs in recent weeks, many investors have become apprehensive. They fear another major decline is likely to occur and are eager to find strategies that promise to

Jean Schwarz September 8, 2014March 6, 2015 Commentary, Investment News Read more

July 2014 LuminaFi Report

I hope this issue of the LuminaFi Report finds you doing well and enjoying a relaxing summer! Many of us use this time of year to catch-up on some reading that we are too busy or tired to attempt at

Jean Schwarz July 24, 2014March 6, 2015 Luminafi Report Read more

Recap of Market Performance: April 2014

  Market Month: April 2014

Jean Schwarz May 7, 2014March 6, 2015 Investment News Read more

Do ETFs Push People Into Becoming Market Timers? – WSJ.com

Exchange traded funds (ETFs) offer many benefits to investors, including low expense ratios, greater tax efficiency and the ability to trade during market hours.  However, it is this ability to trade ETFs like stocks which make them particularly attractive to

Jean Schwarz March 1, 2014March 6, 2015 Investment News Read more

Strategies for Coping with Market Volatility

Strategies for Coping with Market Volatility

Jean Schwarz February 20, 2014March 6, 2015 Investment News Read more
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Lumina Financial Consultants, LLC only conducts business in jurisdictions where licensed, registered, or where an applicable registration exemption or exclusion exists. Information contained herein is not intended for persons in any jurisdiction where such distribution or use would be contrary to the laws or regulations of that jurisdiction, or which would subject Lumina Financial Consultants LLC to any unintended registration requirements. The information provided is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The types of securities and investment strategies mentioned may not be suitable for everyone. Each investor should evaluate investments and financial strategies based on his or her own particular situation. The information is not intended to provide tax, legal or investment advice. The information herein is developed by a third-party provider which we deem to be reliable; however, we cannot guarantee its accuracy. The information is subject to change at any time and without notice. © 2023 Lumina Financial Consultants